Breaking Up Is Hard To Do

Neil Sadaka recorded a song that hit the top of the charts in 1962. Titled "Breaking Up Is Hard To Do," many who grew up in that era can still sing every word.   (I'm guessing you're singing it to yourself right now.)    There are many...

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Extended Warranties – Buy or Not Buy?

You face a wonderful decision each time you purchase appliances or electronics, and that decision is whether to buy the extended warranty or not.   Inevitably, as the sale is coming to an end, the clerk will ask if you'd like to purchase this extra protection. ...

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Protect Fine Art

Can you imagine owning many valuable pieces of art, and one day having them stolen while you were away or destroyed by fire? Possibly they have just been ruined due to not being cared for properly.   The latter cause of loss, of course, cannot be...

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Appraisals – Why and How?

Our family appraisal firm was founded 40 years ago in a single office in Naples, FL by my father Ray Nugent Jr. Over the years, we are often asked, "Why should I have an appraisal?" and "What is the process?"   I can't speak for others...

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Why You Should Consider Being Certified

You have probably noticed the initials CIE next to our names, and wondered what they mean. These initials stand for Certified Inventory Expert, stating that we have achieved certification by the National Inventory Certification Association and abide by their stated Code of Ethics.    The asset inventory...

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The IRS Wants Proof

This year has seen many natural disasters, including hurricanes that caused major flooding along our coasts and wildfires in many states. Recently, there have been numerous slight earthquakes (who knows when "the big one" will happen?). Add the every-day occurrences of fires and thefts that...

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3 Years Is a Long Time to Wait

Whether you live along the Jersey shore that was devastated by Superstorm Sandy, or merely observed the aftermath on the news, you were most likely taken aback by the mass of losses incurred.   An article in the insurance industry magazine Insurance Journal stated that three years...

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