Hartman Inventory, LLC

A Plan B is a back-up plan in case Plan A doesn’t work.  Many people set goals with the hope and crossed fingers that all will go well, and there will be no need for backup plan. But these same people have a very solid Plan B; that tells me they don’t expect Plan A to be successful. After all, why would you have a backup if you feel you really won’t need it?

So what’s all this have to do with a personal property inventory? Someone asked me if an inventory was like a Plan B for a disaster. That was an interesting thought, but so off the mark!

An insurance policy is a necessity because it provides you with the funds to replace a loss after a theft, fire or natural disaster. Definitely a Plan A! An inventory doesn’t come in as a back-up plan, though.  A list of the contents of your home and business is not in place of – or instead of – an insurance policy. It is not a Plan B in case your insurance policy doesn’t provide sufficient recovery. It is part of Plan A to ensure that it does.