Believe it or not, some do!
That puts a whole new meaning to a “diamonds and ice” event, doesn’t it?
Many burglars know that some people “hide” their jewelry in ice cube trays. Smart people have an inventory of all of their belongings – including jewelry. When you create your inventory, be sure to include close-up photos of your jewelry so you can prove what you owned if it’s stolen.
Take the photos to your insurance agent so they can help you decide if you have sufficient coverage. Most policies have a limit of between $1600 and $2500 (some have a limit as low as $500!). If your jewelry is valued at an amount greater than the limit, your agent can provide a very affordable jewelry umbrella for you to cover the total replacement value that exceeds the limited noted on your homeowners policy.