insurance

New Year, New Stuff

The biggest gift-giving season of the year is behind us. It is quite possible that you received a gift or gifts that require a conversation with your insurance agent. The reason for this discussion is that insurance companies place a limit on specific valuable items....

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Personal Property Theft Sub-limits

[caption id="attachment_52008" align="alignleft" width="138"] © Denis Ryan Kelly Jr.[/caption] Most homeowners are unaware of personal property theft sub-limits within their homeowners’ Coverage C (contents). Sub-limits are special limitations (dollar limits) within a homeowner policy regarding personal property that is stolen. There are specific dollar limits for theft...

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Duties After A Loss

Guest author, attorney Patrick Olmstead, shared insightful information in my previous post titled A Fire Loss Completely Changes Your Life. He explains what can happen to a business owner after a fire. Similar issues face a homeowner as well. Whether a loss is from a fire, burglary,...

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Protect Fine Art

Can you imagine owning many valuable pieces of art, and one day having them stolen while you were away or destroyed by fire? Possibly they have just been ruined due to not being cared for properly.   The latter cause of loss, of course, cannot be...

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Off They Go!

One monumental life event that calls for an inventory of your belongings is when your son or daughter heads off to college. Millions of young adults will be making the move this year, if they haven't already departed. In addition to their clothes, they will...

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Defining the Terms: Umbrella and Rider

We are certified inventory professionals, offering documentation of home or business contents. The most commonly known reason for collecting this information is to be prepared in the event of a loss (file, theft, natural disaster) resulting in a need to file an insurance claim.   This translates...

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