insurance

Is It Enough?

You have insurance, but are you sure that you have proper and sufficient coverage?  If you don't have an annual insurance review, you could find - at one of the worst times of your life - that you're under-insured.   Many insurance agents tell us that they...

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New Year, New Stuff

The biggest gift-giving season of the year is behind us. It is quite possible that you received a gift or gifts that require a conversation with your insurance agent. The reason for this discussion is that insurance companies place a limit on specific valuable items....

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Personal Property Theft Sub-limits

[caption id="attachment_52008" align="alignleft" width="138"] © Denis Ryan Kelly Jr.[/caption] Most homeowners are unaware of personal property theft sub-limits within their homeowners’ Coverage C (contents). Sub-limits are special limitations (dollar limits) within a homeowner policy regarding personal property that is stolen. There are specific dollar limits for theft...

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Duties After A Loss

Guest author, attorney Patrick Olmstead, shared insightful information in my previous post titled A Fire Loss Completely Changes Your Life. He explains what can happen to a business owner after a fire. Similar issues face a homeowner as well. Whether a loss is from a fire, burglary,...

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Protect Fine Art

Can you imagine owning many valuable pieces of art, and one day having them stolen while you were away or destroyed by fire? Possibly they have just been ruined due to not being cared for properly.   The latter cause of loss, of course, cannot be...

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