homeowners insurance Tag

Home Insurance 101

My favorite client is the first-time home buyer.  They are excited, nervous, and most important of all a captive and eager audience to learn about how to properly protect their biggest investment.   A lot has changed in the industry regarding homeowner’s insurance over the last 15...

Read More

Is It Enough?

You have insurance, but are you sure that you have proper and sufficient coverage?  If you don't have an annual insurance review, you could find - at one of the worst times of your life - that you're under-insured.   Many insurance agents tell us that they...

Read More

Personal Property Theft Sub-limits

[caption id="attachment_52008" align="alignleft" width="138"] © Denis Ryan Kelly Jr.[/caption] Most homeowners are unaware of personal property theft sub-limits within their homeowners’ Coverage C (contents). Sub-limits are special limitations (dollar limits) within a homeowner policy regarding personal property that is stolen. There are specific dollar limits for theft...

Read More

Off They Go!

One monumental life event that calls for an inventory of your belongings is when your son or daughter heads off to college. Millions of young adults will be making the move this year, if they haven't already departed. In addition to their clothes, they will...

Read More

Defining the Terms: Umbrella and Rider

We are certified inventory professionals, offering documentation of home or business contents. The most commonly known reason for collecting this information is to be prepared in the event of a loss (file, theft, natural disaster) resulting in a need to file an insurance claim.   This translates...

Read More