What’s Inside Your Computer?
Only 10% of the American public have items in offsite storage facilities. Even though that seems low, 10% is quite a large number of households needing to have a list to remember and prove ownership if they face a loss.
Another unique type of inventory is for an item that, according to the Pew Research Center, is in 84% of American households. Your personal computer.
The cost of a computer can range from a few hundred dollars to over $5,000. If you had to file a claim, how would you prove the value of your computer? Will you be able to list the memory, RAM, and other features that will help prove yours had a value in the thousands rather than hundreds of dollars? Will you be able to remember all the software that you downloaded? This can be quite costly! You could be facing a large financial loss due to not being able to provide supporting information.
A computer inventory
A Computer Profile Summary will compile of all of this information. Belarc Advisor offers a free report for personal computers. Some of the information collected in this report:
- Operating system
- Model and serial numbers
- Other devices such as microphone and speakers
- Software and version number
It also includes the model and serial numbers of the printers that are in your home network,
This inventory of your computer is so thorough you will be able to show your adjuster every detail to ensure you receive an equitable replacement.
When our clients run their report, we recommend that they send it to us to include it in their online backup file of their home inventory. This will ensure they can provide the required information if they have a loss.
To run your report, go to www.belarc.com/free_download