How long has it been since you updated your home contents inventory? Or, if you’re a business owner, how long has it been since you updated your business personal property inventory?
You do have an asset inventory, right?
One of the most commonly known purposes for a certified inventory is to protect your assets in the case of a loss – something we’re seeing more of these days. You work hard to live the American Dream. Fire, theft, or natural disaster – just one unexpected catastrophe – can take that away in just seconds. Once most belongings are gone or damaged, the insurance company or police will ask for detailed descriptions and often require pictures as proof of ownership. What will you do? If you can’t remember, you can’t recover™.
You have insurance for your home, but having an insurance policy just isn’t enough. Disaster victims are usually required to provide a list of items they are claiming for replacement. A thorough personal property inventory, created prior to your loss, is the answer. This information is a sure way to give yourself asset protection to help you recover from a disaster.
You certainly could take a pencil and paper and list everything you own. However, many just never get around to it, even though they see the value and importance of being able to support an insurance claim. Most customers state they decided to hire an inventory company because they know the benefits of securing this information but just didn’t have the time or chose not to do it themselves. It can be a daunting task and often one that doesn’t make it to the top of a to-do list. That’s where we come in!
Homeowners, renters, and business owners all need this information. Our efficient process provides detailed documentation of what you own. The itemized inventory list and photographs simplify the personal property insurance claims process, so you can focus on restoring your life and belongings. Maximize your insurance claim reimbursement and reduce the emotional stress associated with a loss.
Can you afford to lose thousands of dollars worth of contents in your home or business?
The price for a nationally certified 3rd-party inventory company to provide this service is minimal compared to the financial loss you will most likely experience, the difficulty recovering, and the time and emotion you will spend attempting to remember what is now gone. The benefit of having peace of mind doesn’t have a price tag.
What if you have a disaster and you don’t have an inventory?
More people every day are realizing the need for an inventory before disaster strikes. The ideal situation is to have that information documented prior to the loss.
Unfortunately, some haven’t yet gotten to that point and find themselves devastated from a fire or other catastrophe. Often the emotion of the loss and the stress of being under a deadline to compile their inventory create a feeling of being overwhelmed and unable to take action. We can help!
Our role is to assist you in creating a fair and honest inventory. We are not public adjusters; our service is to help you pull all the information together, then complete the time-consuming task of researching replacement values. We also work with your insurance agent and adjuster to ensure we provide your information according to their requirements.
Is disaster preparedness the only reason to have a personal property inventory?
If disaster preparedness or disaster recovery is the reason you are visiting our website today, we are here to help you. Our process has been reviewed and approved by insurance agents and adjusters.
There are many other life events when an inventory is essential, or at the very least, helpful. These include estate settlement, placing items in storage, moving, separation of assets/divorce, pre-nuptial agreements, and for businesses, asset tracking, budgeting, and more. Whether you’re seeking a home or business inventory service by Hartman Inventory, or gathering general knowledge about the various needs for an inventory, the information is included in the following pages of our website.